It’s Secure. It’s Easy. It’s Free.

If you have a checking account at another financial institution, chances are you may have a minimum balance requirement that will keep you from being charged a minimum balance fee.  Not to mention having to decide between lists of complicated checking account options. 

When you open your Spirit Financial Simply Free Checking Account, you won’t have to worry about any of that. Our checking account features no fees or minimum balance requirements, and most importantly, no gimmicks. Enjoy the simplicity of one uncomplicated checking account option. Because after all, one is all you need!

Checking Account Benefits:

  • No minimum balance requirements

  • No monthly service fees

  • No gimmicks

  • One uncomplicated account option

  • 24-hour access via free Online Banking, Mobile App and Teller Line

  • Free MasterCard Debit Card

  • Overdraft Protection

  • Quarterly updated FICO® Credit Score

Simply Free Checking logo

HAVE QUESTIONS About Spirit financial’s Simply Free checking account? Text or call A MEMBER SERVICE REPRESENTATIVE AT (267)-580-0230 OR EMAIL memberservice@spiritfinancialcu.org.